Giveaway open to Canadians.
I’m sure your home isn’t in need of any updates, right? Okay then, move along. You certainly don’t want to win a $50 RONA gift card, and I’m sure you have no interest in learning how to save on utility bills and possibly qualify for a fantastic mortgage (how does 3.89 % sound?)
Oh, you are interested? Well then, let’s dig right in.
Right now, BMO is offering an Eco Smart Mortgage to qualified homeowners, in an effort to reward and encourage Canadians who are making changes and looking to reduce their energy usage. The BMO checklist varies depending on whether you own a house or highrise condo, but the idea is that you have to meet their energy efficiency criteria in order to qualify. Check out their website for details and FAQ. If you qualify, contact a mortgage specialist at your local BMO branch. Even if you’re not looking for a new mortgage at the moment, it’s still worth it to read on. Promise.
High-efficiency heating system: CHECK!
Our oil furnace is more than 85% efficient, which meets the criteria.
High-efficiency cooling system (or no cooling system): CHECK!
We don’t have central air right now, although my husband keeps talking about it. We live in the country on a nice breezy hill, and there are only a handful of too-hot days each year that we can easily spend at my parents’ pool. Why pay for AC? (On a more selfish note: I LOVE the heat. Listen up, over-air-conditioned restaurants, offices and theatres: one should not be required to wear a sweater in the summer.)
Energy Star qualified or metal doors with no cracks or air gaps: CHECK!
All of our exterior doors are metal.
Good quality attic insulation: NO
I didn’t pay that much attention when we built our house (come on ladies, do any of you know your R-values off the top of your head??), but a quick look at our contract confirms that in our attic we have R40 blown insulation. The BMO criteria specifies R49 or higher, so I don’t think we can check this one off.
Energy Star qualified windows with no cracks or air gaps: NO
I think our windows are great (no cracks/gaps), but I don’t see an Energy Star sticker anywhere…
Energy Star qualified hot water system or solar or or tankless hot water system: NO
Again, no sticker..
At least three Energy Star qualified major appliances: NO
Can you believe the only sticker I found is on our dishwasher? I’m shocked that we didn’t buy any other Energy Star appliances!
Anyway, you need 6 out of the above 7 criteria to qualify for this special mortgage, so we would be out of luck with our three checkmarks…and we live in what I still consider to be a “new” house! We certainly won’t be investing in new windows or doors any time soon, but of course the next time we do, we’ll be going Energy Star all the way! We’ve also talked a lot lately about looking in to solar energy, so that might be next on the agenda.
How does your home rate? And more importantly, what about the giveaway I promised? Here you go:
To enter to win a $50 RONA Card, all you have to do is leave a comment about an eco-smart change that you have made, or plan to make, to your home. That’s it! Be sure to leave your email address if it’s not on your profile. If I can’t contact you, you can’t win!
For extra entries, once the mandatory entry has been completed, leave separate comments letting me know that:
- You follow This Mom Loves publicly through Google Friend Connect
- You subscribe to This Mom Loves through email
- You follow @thismomloves on Twitter, and have tweeted about this giveaway (once in total). Feel free to use the following: “Win a $50 RONA GC from This Mom Loves http://tinyurl.com/3ojfkz7 “
Contest will close on Thursday, May 5th at 11:59 p.m. Eastern, after which time a winner will be chosen through random number generation. Good luck, and get Eco Smart!